IF1 Past Papers — CII financial services practice questions

CII IF1 · Insurance, legal and regulatory

Practice questions built for the IF1 exam — learning outcome by learning outcome

IF1-style multiple choice questions across all 14 syllabus learning outcomes. Scenario-based questions on insurance principles, market structure, regulation, and consumer protection — with instant feedback and progress tracking so you revise the way the exam actually tests you.

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Built for IF1 candidates

Whether you are starting the CII Diploma, returning to study, or consolidating regulation and ethics, this resource helps you practise the way IF1 is assessed.

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Free LO 1 sample test — 10 AI-generated questions with explanations, no account required.

Exam-format questions

Standard multiple choice with four options (a–d) — the same core format as the IF1 paper.

Syllabus aligned

All 14 learning outcomes from the CII IF1 specification — insurance principles, market, regulation, consumer protection, and ethics.

Learn from every answer

See whether you were right or wrong immediately, with a short explanation after each question.

Full syllabus coverage

Every IF1 learning outcome is available as its own practice test. Work through topics as you study, or sit the full 100-question exam when you are ready. Browse all learning outcomes to see which are free or locked.

Full IF1 practice exam

100 questions across all learning outcomes — the same length as the real exam

  • All 14 learning outcomes
  • Weighted to the syllabus
  • Exam conditions
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LO 1 — Nature of risk

Syllabus outcomes 1.1–1.7

  • Risk perception
  • Categories of risk
  • Peril vs hazard

LO 2 — Apply risk management

Syllabus outcomes 2.1

  • Apply risk features to scenarios

LO 3 — Features of insurance

Syllabus outcomes 3.1–3.7

  • Risk transfer & pooling
  • Co / dual / self-insurance
  • Classes & IPT

LO 4 — Insurance market

Syllabus outcomes 4.1–4.8 · ~14 exam questions

  • Market structure
  • Lloyd's & London Market
  • Distribution & reinsurance

LO 5 — Contract and agency

Syllabus outcomes 5.1–5.8

  • Valid contracts
  • Agency duties
  • TOBAs

LO 6 — Insurable interest

Syllabus outcomes 6.1–6.4

  • Definition & timing
  • How interest arises
  • Property & liability

LO 7 — Good faith

Syllabus outcomes 7.1–7.7 · ~11 exam questions

  • Fair presentation
  • Material circumstances
  • CIDRA / IA 2015 remedies

LO 8 — Proximate cause

Syllabus outcomes 8.1–8.2

  • Meaning of proximate cause
  • Claims scenarios

LO 9 — Indemnity

Syllabus outcomes 9.1–9.5

  • Settlement options
  • New for old / average
  • Indemnity vs benefit

LO 10 — Contribution & subrogation

Syllabus outcomes 10.1–10.2

  • Contribution between insurers
  • Subrogation rights

LO 11 — Legal & regulatory

Syllabus outcomes 11.1–11.10 · ~15 exam questions

  • Compulsory insurance
  • PRA / FCA / ICOBS
  • Consumer Duty

LO 12 — Consumer protection

Syllabus outcomes 12.1–12.2

  • Data protection
  • Money laundering

LO 13 — Complaints resolution

Syllabus outcomes 13.1–13.3

  • Complaints handling
  • FOS
  • FSCS

LO 14 — CII Code of Ethics

Syllabus outcomes 14.1–14.2

  • Five ethical principles
  • Apply to scenarios

What other IF1 candidates say

Early feedback from people using the site to prepare for their exam.

“LO 5 alone is nearly a third of the paper. Being able to drill regulators, principles, and enforcement separately — then sit a full 100-question exam — has made my revision much more focused.”
James T. IF1 candidate, paraplanner
“The scenario questions feel closer to the real paper than generic compliance quizzes I tried elsewhere. I use the progress screen to see which learning outcomes I keep getting wrong.”
Priya S. IF1 candidate, trainee financial adviser
“Ethics and SM&CR used to blur together for me. The learning-outcome tests helped me learn the syllabus structure, and the explanations after each answer are what make it useful — not just a score.”
Daniel M. IF1 candidate, career changer into financial advice

Try free samples

10 free IF1-style questions with explanations — no account required. A study pass unlocks every learning outcome and the full 100-question exam.

Try free samples

10 free questions · No account required.